This is a quite useful guide on how to refinance. It explains some important points that one should consider before refinancing. Refinancing doesn't always lead to saving money so one should research before acting.

A couple of good questions on refinancing. Will it make sense to refinance if I'm planning to sell the property soon? Probably not faced by most homeowners but definitely worth to read.

WAIT IT LIKE BECKETT: I don't think the 30-year fixed is going to fall below 5 percent, and it's foolish to delay a refinance on the theory that rates will drop that low.

Appraisal of your home is crucial in determining whether or not you can refinance successfully.

What is the loan modification and how you can use this government program to help the mortgage payment.

If you're looking for a way to refinance your mortgage, you might want to consider a loan that's backed by the Federal Housing Administration or, if you're a U.S. military veteran, the U.S. Department of Veterans Affairs. Loans backed by these two federal government agencies are especially attractive today because the loan amount limits have been raised, and some loan programs are open to homeowne...

Simple steps to refinancing your mortgage.